Saving money is a vital concern for nearly everyone in these difficult times. Because of this, it is important that you find the best possible rate for your auto and homeowners insurance policy. Luckily, it is much easier to find a great rate for insurance now than ever before.

In the past, you were pretty much stuck accepting whatever type of insurance your agent could find for you. Then, around ten years ago, nearly every insurance company started offering their product online. Soon after, people started feeling as though they were insurance experts and handled their polices online themselves. This wasn't a bad thing—in many cases. However, there are downfalls to working directly with the insurance companies.

In many cases, insurance customers do not understand what type of coverage they need. They take the lowest possible rate, without looking into the repercussions that could be caused. This is fine and good—until the time comes that they need to get something back from the insurance company.

Because of this, working with an independent agency is actually still a superior way to obtain insurance. The agent can help you get the coverage you need at a price you can afford. Additionally, there are many agencies now that offer features that make it even easier. For instance, in some cases you can compare insurance quotes online.

Unlike trying to compare by visiting each site yourself, using one of these tools means that you are comparing apples to apples. Therefore, not only are you paying as little as possible, you are still getting the type of coverage you need. Spend some time researching the options, and then choose an independent agency that will make things easy for you and save you money too.

Cornerstone Insurance & Securities is your independent insurance agency serving Southwest Nebraska, Northwest Kansas, and the surrounding area. With over 40 years of combined experience, we can shop for the best deal and coverage for all your needs. 

MEET OUR TEAM

Debbie Douglas, with over 22 years' experience in the property/casualty insurance Debbie will walk you through all stages of the insurance process, from getting a good quote, to putting a plan in place, to being there when you have a claim. Debbie puts customer service her highest priority. 

Chris Pate, is fairly new to the insurance field with several years' experience, but don't let that scare you. Chris is very well versed in building farm and commercial policies; Chris works hard to make sure you have everything covered for the best price. 

They along with their team are knowledgeable in other insurance areas like, Life, Annuity and Health insurance, whether it be Individual or Medicare benefits. They can also work with your business for employee benefits.  They will work hard to help you understand these complex coverages, which makes them your one stop source for all your insurance needs. 

Insuring the good life!